Thangamayil Jewellery, Nagercoil

Thangamayil gold rate today in Nagercoil

Thangamayil publishes one gold rate for all its stores, with no store or town to choose, and prices every piece in its online store from it. Its own terms say the 22 carat rate it displays is the price announced by the jewellers' association in Chennai, which is also the source of the Nagercoil gold rate on this site. Its 18K rate is ₹317 a gram below the Nagercoil 18K rate for the same day. At the same update it gave silver at ₹250 a gram and platinum at ₹7,295.

These are rates for the metal alone. A piece adds Thangamayil's making charge, any stones, a hallmarking charge and 3% GST, as the breakdown below shows.

Thangamayil Jewellery Nagercoil contact number, address and timings

Nagercoil is Thangamayil's only store in Kanyakumari district. Its store list names 68 stores, all in Tamil Nadu; the nearest others are at Valliyoor, 695N, Main Road, opposite the new bus stand, and at Thisayanvilai, 1/49, Gandhiji Road, VSR Grand Mall.

Photos and reviews

Photos of Thangamayil's collections are on its Instagram, @thangamayiljewellery. Open the store on Google Maps for its photos and customer reviews.

Products at Thangamayil Jewellery, Nagercoil

Thangamayil sells gold jewellery (bangles, chains, earrings, necklaces, rings, pendants, malai, mangalyam and thaali, bracelets and nethichutti), diamond jewellery, gold coins and bars, platinum, and silver jewellery, articles and pooja items.

Who runs Thangamayil Jewellery?

Three founder members lead the company: Balarama Govinda Das, its chairman and managing director, and Ba. Ramesh and N.B. Kumar, its joint managing directors. Its founders inherited the trade from their late father, Balusamy Chettiar, who ran it as Balu Jewellery. Thangamayil Jewellery Limited has been a public limited company since 2007, and its shares have been listed on the BSE and the NSE since 2010.

Thangamayil 916 hallmark and purity

Thangamayil says every item it sells is BIS hallmarked, and that its diamond and platinum jewellery comes with a certificate. Kanyakumari district has been under mandatory BIS hallmarking since 2021. The six-character HUID is on the piece; check it in the BIS Care app before you pay. It takes a minute at the counter and is the one check on a hallmark that does not depend on the shop.

Thangamayil online shopping and catalogue prices

Its online store at thangamayil.com prices every piece in full, with its purity, weight and each line of the bill, and delivers only within India. Its return policy is written for those online orders. To buy a listed piece at the store, take its code and ask for the same breakdown there.

Thangamayil making charges: how a piece is priced

Thangamayil bills a piece in up to five lines.

• Gold. The weight of gold in the piece at its rate for that purity.
• MC, the making charge. A percentage of the gold, set piece by piece. The bill carries no separate wastage line: Thangamayil's terms count making charges and wastage together as its "Value Added Charges", so a shop that bills wastage on a line of its own has two figures to add before the two quotes compare.
• SC, the stone charge. On pieces set with stones.
• HMC, the hallmarking charge. Most of those pieces carried one, usually ₹75. It is an amount per article rather than a share of the weight, so it counts for more on a light piece than on a heavy one.
• GST. 3%, worked on the lines above it together, so every one of them carries the tax, hallmarking included.

Thangamayil making charges by piece

Thangamayil prints the making charge on each piece as a percentage of the gold, and the percentage changes with the kind of piece. To set a Thangamayil price against another shop's quote, take that shop's making charge and wastage together as a share of the same gold value, at the same rate per gram. A charge billed per article, as its hallmarking line is, sits outside that share and is compared in rupees. No rule fixes the percentage, so a quote from another of the Nagercoil jewellers is the one to compare it with. Estimate the whole bill for the weight you have in mind.

For a piece you like at the counter, ask for the estimate with the weight, the rate, the making charge, any stones and the hallmarking charge on separate lines.

Thangamayil gold scheme: savings plans and DigiGold

Thangamayil's gold savings schemes all end in gold jewellery rather than cash, most of them with a discount on the wastage and making charges. Instalments can be paid at a store, on its website or in the Thangamayil DigiGold app.

Thangamagal, Super Gold, Future Plus, Smart Gold and DigiGold mature on the 330th day, and the benefit is lost unless you redeem within 35 days of that. Nothing is refunded, and GST and charges such as hallmarking are paid on the jewellery you choose. You can redeem at any Thangamayil store in Tamil Nadu, and leave Thangamagal, Future Plus or Smart Gold after 90 days to take jewellery for what you have paid, without the benefit.

A discount is a share of the making charge, so what it is worth depends on the piece. On those pieces, Thangamayil's making charge ran from 10.5% to 28.5% of the gold value. On one pavan of 22K at Thangamayil's 22K rate of 25 September 2026, ₹1,12,080 of gold, that is ₹11,768 to ₹31,943, and 75% off takes ₹8,826 to ₹23,957 off the bill before tax.

Before you join a Thangamayil gold scheme

• "Does the discount cover the whole MC line on my bill?" The schemes discount "wastage and making charges", and the bill prints one making-charge line.
• "Which rate turns my payments into gold?" Thangamagal keeps an amount and uses the rate of the day you redeem; Super Gold and Future Plus use the rate of each day you pay.
• "Is the Future Plus discount on diamond-studded jewellery 75% or 60%?" Its benefit table gives 75% and its own questions page 60%; have the figure written on your receipt.
• "How long do I have to redeem DigiGold?" Its terms give 35 days after maturity and its questions page 30.
• "What happens if I miss an instalment?" The benefit is subject to paying every instalment on time, and the pages do not say what a missed one costs.

Thangamayil returns, exchange and old gold

Jewellery bought from Thangamayil can be exchanged at any of its stores for a new piece. It values the old piece itself, on the day's metal and stone prices, and publishes no figure or deduction for that exchange. Ask for the valuation in writing, with the weight, purity and rate, before you choose the new piece.

For cash, its Easy Money scheme buys old gold, including gold bought elsewhere. It converts the purity to its 22K equivalent, pays the day's 22K rate less ₹300 a gram, and deducts a 3% handling charge; stones and other non-gold material come off the weight first.

Testing and valuation are free. Payment goes only to a bank account, by RTGS, NEFT or IMPS, against Aadhaar, PAN, a photograph and your bank passbook or statement; only the owner can sell, someone from outside the area only with the original bill, and gold once sold cannot be bought back. Its Smart Gold scheme is the other route for old gold: a pavan of 22K bought from another jeweller is credited as 7.92 g, since 1% of the weight comes off as a handling charge, and after 11 months it buys new jewellery of that weight with no making or wastage charge, GST paid. The gold deposited is not returned. Weigh the two routes against your old gold's value at its own net weight and purity before you decide.

Its published return policy covers orders placed on its website: 15 days from delivery, with the piece in the condition it arrived and without signs of wear. Customised pieces and gold coins are exchanged only at its stores. Ask the Nagercoil store for its own return terms and have them written on the bill.